Lietuvos finansų sistemos struktūros pokyčiai 2007-2011 m.
LTReikšminiai žodžiai: Akcijų birža; Banko turtas; Bankų turtas; Draudimo rinka; Finansų rinka; Finansų sistema; Paskolų portfelis; Struktūra; Vertybinių popierių rinka; Banking assets; Financial market; Financial system; Insurance market; Loan; Portfolio; Stock market; Structure; The insurance market; The loan portfolio.
ENThe financial structure of market economy consists of the securities market, banks, insurance companies and other institutions. Financial market contributes significantly to the economic cycles, and it gives rise to the crisis, but also helps to achieve a faster long-term economic growth and more efficient capital utilization. In the second half of 2007 the economic situation in Lithuania began to change – economic growth has entered a phase of slowdown, inflation began to grow faster. With falling domestic and external demand, the economic cycle of growth deceleration switched to the downturn in Lithuania. The unemployment rate, corporate insolvency, the stagnation in almost all segments of the economy led to poor results of financial credit institutions in Lithuania. Rising prices increased stock prices. While the share price index increased, market capitalization and turnover significantly decreased. In the fourth quarter of 2008 with the beginning of the country’s economic recession, with the persistence of the downturn in financial markets in both developed and developing regions of the world, with weakening of financial results of companies, share price on the stock exchange NASDAQ OMX Vilnius continued to decline. Since March 2009 to the end of the year the global financial markets took stock of high yield bonds and other risky asset price recovery.2010 is one of the most positive years for the participants of the financial system because the worst financial crisis since the times of the Great Depression has changed to the stabilization phase. The growing export and the rapid reorientation of the export policies gave positive results in Lithuania. Economic recovery was strong up to the 2011 third quarter, due to weaker global developments, economies have shifted to a lower gear. During the analysed period of almost all assets of the institution decreased, with the exception of credit union assets increased 114 percent and pension fund assets rose 85.7 percent. Most leasing companies fell from the estate of GDP - 45 percent. [Text from author]
